Underlying Issues and Facts

There are only 3 states that have lower credit scores than Georgia

01

15 States place limitations on medical debt reporting. Why not Georgia?

15 States already protected their consumers and have improved their credit scores by placing limitations on the reporting of medical debt. Why shouldn’t Georgia join there ranks and gain a score improvent? The 15 states are: California, Colorado, Connecticut, Deleware, Illinois, Maine, Maryland, Minnesota, New Jersey, New York, Oregon, Rhode Island, Vermont, Virginia, and Washington. The Reverend Raphael Warnock, US Senator for Georgia, reports that 27% of rural Georgians have medical collections on their credit report. This change would directly benefit some of the Georgian consumers who need help the most.

02

Stop job loss and housing denials due to medical debt reporting!

US Senator Reverand Warnock states: “Medical debt does not reflect spending habits or help lenders predict risk; instead, it is evidence of either health issues or a medical emergency. Medical debt places patients at risk of downgraded credit and falling victim to predatory practices,” the Senators wrote. “Medical debt remains an unfortunate reality, burden, and liability for millions of individuals and families in our country, who are often some of the most vulnerable.” Credit reported medical debt can adversely affect housing and employment.

03

Access to for profit credit repair company services.

Everywhere else in the entire country, consumers can pay a fee and hire professional help with their credit. In Georgia, for profit credit repair is currently illegal. This needs to change! Georgians deserve the right to access legitimate credit repair companies and programs just like other US consumers. Making for profit credit repair illegal keeps out the legitimate businesses but does nothing to stop scammers from preying on Georgian consumers as they don’t obey the laws anyway.

04

Infrastructure investment plan

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Goals

In order to achieve our vision, we need YOUR help. Please visit our Volunteer page and join the fight!

Introducing legislation to increase funding for mental health services

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Organizing community events to promote environmental awareness

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Partnering with local businesses to create job training programs

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